What Is a Letter of Protection for a Personal Injury Case? | Denver Injury Lawyers


When you are injured as a result of someone else’s negligence and you don’t have medical insurance or adequate funds to cover the costs of your medical treatment, a letter of protection might just be the solution you’re looking for.

If you or a loved one is dealing with an insurance company after being injured in an accident, call Zinda Law Group at (800) 863-5312 for a 100% free case evaluation with our Denver personal injury attorneys.

What Is a Letter of Protection?

A letter of protection is a letter sent to a medical professional by a personal injury attorney representing the person injured. A letter of protection enables you to get the medical care you need if you don’t have money to pay the medical bills.

A letter of protection states that your attorney agrees to pay the provider for your medical treatment from the settlement you may receive before you have access to any of the financial reward. In other words, a letter of protection is a guarantee made by your attorney to your health care provider(s) that they will be paid first if and when you settle or successfully litigate your claim.

Whether a medical provider will accept a letter of protection from your lawyer is at their own discretion. Be aware that not all providers, such as hospitals, will accept a letter of protection. In most cases, however, doctors may be more comfortable providing service to you knowing there is a letter of protection. Doctors may feel more comfortable knowing they are guaranteed payment once your claim has been handled.

Keep in mind, a letter of protection does not mean that the client isn’t responsible for the medical bills. If there is no financial recovery in a case, the bills still must be paid by the client.

Why Do I Need a Letter of Protection?

A letter of protection can be a useful tool when a client does not have the ability to pay his or her medical bills resulting from a personal injury.

If you have been injured due to someone else’s negligence, but are incapable of paying your medical bills, discussing a letter of protection with your personal injury lawyer is a great idea. A letter of protection may allow you to get the medical care you need from the compensation you deserve.

There are two very important things to remember in regard to letters of protection:

  • The attorney is not agreeing to pay your medical bills personally. He or she is only agreed that if the case results in the financial recovery, the medical provider will get paid before you get paid.
  • The doctor is not agreeing to waive his or her bill if you do not receive financial recovery.


At Zinda Law Group, our Denver personal injury attorneys have helped thousands of victims get their lives back on track after suffering an injury. We have the knowledge and resources necessary to help you build the strongest claim possible and pursue maximum compensation for hospital bills, future medical costs, property damage, lost income, pain and suffering, and much more.

Our firm also believes an injury victim should never have to worry about being able to afford excellent legal representation. That is why we offer 100% free consultations, and why you pay nothing unless we achieve a favorable settlement, judgment, or verdict for your case. That’s our No Fee Guarantee.

If you have been injured in a personal injury, call Zinda Law Group at (800) 863-5312 to receive your free consultation with one of our experienced personal injury lawyers in Denver.

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